Risk Guard Process

Many insurance agents claim to be “risk managers,” in all actuality all they do is get quotes from as many companies as they can. At McClure, Bomar & Harris, our goal is to reduce your actual risk exposures, not just sell a commodity-based product to you.

Our unique approach allows us to get a deep understanding of your company, and what sets you apart from your competition. It also allows us to discover hidden issues and problems that may be lurking in the shadows of your business. We want to make sure that you are focused on your business, not the business of risk management.

The McClure, Bomar & Harris Risk Guard™ process is a continuing four step method to identify, understand, implement and monitor risk management strategies for your business.

This improves your Risk Profile, which is how insurance carriers determine if:

  • They will insure you
  • What coverage and terms they will offer
  • What price they will charge

Improving your Risk Profile creates competition among companies in the insurance marketplace, and improves your overall bottom line.

Insurance carriers love the Risk Guard Process for a number of reasons including enhanced new business “success ratio”, retention, and outstanding loss ratios. The following represent a few quotations from Regional and Branch Managers of national insurance companies:

Because of the Risk Guard Process, we can quickly make informed decisions on risk selection and pricing; and offer the insured our most favorable terms and conditions.

The Risk Guard Process offers a more in depth understanding of an insured’s operations and exposures. It also enables us to gain comfort with the risk, and more of a willingness to accept the risk.

The comprehensive risk strategy employed through the Risk Guard Process embodies the concept of intimacy, intensity and integrity. The Risk Management Audit greatly clarifies the risk acceptance and pricing decisions by us, and allows more comfort and flexibility in program design.

We have great faith in the Risk Guard Process. It leverages all element of the Risk Management Process (diagnosis, design, implementation and monitoring) which invariably leads to a more rational and efficient allocation of our financial and human capital.

The Risk Guard Process quantifies both the hard and soft costs affecting customer margins, provides a much higher degree of customer satisfaction and retention, and greatly clarifies risk acceptance and pricing decisions by us.

Risk Management Center Login


McClure, Bomar & Harris, LLC
900 Pierremont, Suite 200
Shreveport, LA 71106

Office Hours:
8:30am-5:00pm Monday-Thursday
8:30am-4:00pm Friday
Closed Noon-1:00pm Daily

Tel: 318-869-2525
Fax: 318-869-6220
Email: insure@nullmbhinsurance.com